The median home in State College, Pennsylvania is valued at $395,605, up 0.8% year over year. Typical monthly rent is $1,704, producing a price-to-rent ratio of 19.3x — near the national average of 18x. State College is part of the State College, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$395,605

+0.8%

Rent$1,704/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$79,121 on $395,605

Example: $75,000 household income. Change it above to see your own.

Out of reach42.2% of income

Need $113,057/yr to afford.

PITI$2,638

P/I42.2%

Afford$262K

Gap-$133K

P&I $2,000Tax $521Ins $117

Renting $934/mo cheaper ($1,704 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare State College with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full State College, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the State College, PA metro.

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