The median home in State College, Pennsylvania is valued at $395,605, up 0.8% year over year. Typical monthly rent is $1,704, producing a price-to-rent ratio of 19.3x — near the national average of 18x. State College is part of the State College, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$395,605
+0.8%
Rent$1,704/mo
AFFORDABILITYRenting $934/mo cheaper ($1,704 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for State College.
$79,121 on $395,605
Out of reach — 42.2% of income
Need $113,057/yr to afford.
PITI$2,638
P/I42.2%
Afford$262K
Gap-$133K
P&I $2,000Tax $521Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full State College, PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the State College, PA metro.
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