The median home in Swarthmore, Pennsylvania is valued at $448,493, up 3.2% year over year. Swarthmore is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$448,493

+3.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$89,699 on $448,493

Example: $75,000 household income. Change it above to see your own.

Out of reach47.6% of income

Need $127,500/yr to afford.

PITI$2,975

P/I47.6%

Afford$264K

Gap-$185K

P&I $2,268Tax $591Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Swarthmore with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

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Swarthmore, PA