City

UTICA, PA

Oil City, PA

Median home value: $162K (+4.2% YoY). Part of Oil City, PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Oil City, PA metro page.

Home Value$162,265
+4.2%
AFFORDABILITY

Enter your income for Utica.

$32,453 on $162,265
Affordable — 17.7% of income

Under the 28% guideline.

PITI$1,109
P/I17.7%
Afford$256K
Room+$94K
P&I $778Tax $214Ins $117
6.00% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Utica Housing Market | CrashWatch