The median home in Utica, Pennsylvania is valued at $162,265, up 4.2% year over year. Utica is part of the Oil City, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$162,265
+4.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for Utica.
$32,453 on $162,265
Affordable — 18.4% of income
Under the 28% guideline.
PITI$1,151
P/I18.4%
Afford$247K
Room+$84K
P&I $821Tax $214Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Pennsylvania
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Full Oil City, PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oil City, PA metro.
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