The median home in West Chester, Pennsylvania is valued at $630,331, up 2.9% year over year. Typical monthly rent is $2,077, producing a price-to-rent ratio of 25.3x — well above the national average of 18x. West Chester is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$630,331

+2.9%

Rent$2,077/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$126,066 on $630,331

Example: $75,000 household income. Change it above to see your own.

Out of reach66.1% of income

Need $177,171/yr to afford.

PITI$4,134

P/I66.1%

Afford$267K

Gap-$364K

P&I $3,187Tax $830Ins $117

Renting $2,057/mo cheaper ($2,077 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare West Chester with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro

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West Chester, PA