The median home in Bluffton, South Carolina is valued at $491,861, down 2.3% year over year. Typical monthly rent is $2,066, producing a price-to-rent ratio of 19.8x — near the national average of 18x. Bluffton is part of the Hilton Head Island-Bluffton, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Hilton Head Island-Bluffton, SC stress score, crash risk, and 12-month forecast →

Home Value$491,861

-2.3%

Rent$2,066/mo

AFFORDABILITY

Enter your income for Bluffton.

Income (annual)

Down Payment

$98,372 on $491,861

Out of reach — 46.2% of income

Need $123,729/yr to afford.

PITI$2,887

P/I46.2%

Afford$298K

Gap-$194K

P&I $2,487Tax $234Ins $167

Renting $821/mo cheaper ($2,066 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Bluffton with other housing markets across South Carolina.

Sullivans Island$4077K Sheldon$2196K Kiawah Island$2037K Isle of Palms$1575K Sunset$1290K Folly Beach$1009K Seabrook Island$976K Mount Pleasant$856K

Full Hilton Head Island-Bluffton, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilton Head Island-Bluffton, SC metro.

View Hilton Head Island-Bluffton, SC metro →

BLUFFTON, SC