The median home in Bluffton, South Carolina is valued at $491,861, down 2.3% year over year. Typical monthly rent is $2,066, producing a price-to-rent ratio of 19.8x — near the national average of 18x. Bluffton is part of the Hilton Head Island-Bluffton, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$491,861

-2.3%

Rent$2,066/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$98,372 on $491,861

Example: $75,000 household income. Change it above to see your own.

Out of reach46.2% of income

Need $123,729/yr to afford.

PITI$2,887

P/I46.2%

Afford$298K

Gap-$194K

P&I $2,487Tax $234Ins $167

Renting $821/mo cheaper ($2,066 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Bluffton with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Hilton Head Island-Bluffton, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilton Head Island-Bluffton, SC metro.

View Hilton Head Island-Bluffton, SC metro

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