The median home in Charleston, South Carolina is valued at $575,699, up 0.3% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 22.7x — well above the national average of 18x. Charleston is part of the Charleston-North Charleston, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$575,699

+0.3%

Rent$2,112/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Charleston.

Income (annual)

Down Payment

$115,140 on $575,699

Example: $75,000 household income. Change it above to see your own.

Out of reach53.6% of income

Need $143,614/yr to afford.

PITI$3,351

P/I53.6%

Afford$301K

Gap-$275K

P&I $2,911Tax $273Ins $167

Renting $1,239/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Charleston with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Charleston-North Charleston, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston-North Charleston, SC metro.

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