The median home in Clover, South Carolina is valued at $405,910, down 1.4% year over year. Typical monthly rent is $1,869, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Clover is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Charlotte-Concord-Gastonia, NC-SC stress score, crash risk, and 12-month forecast →

Home Value$405,910

-1.4%

Rent$1,869/mo

AFFORDABILITY

Enter your income for Clover.

Income (annual)

Down Payment

$81,182 on $405,910

Out of reach — 38.6% of income

Need $103,371/yr to afford.

PITI$2,412

P/I38.6%

Afford$295K

Gap-$111K

P&I $2,053Tax $193Ins $167

Renting $543/mo cheaper ($1,869 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Clover with other housing markets across South Carolina.

Sullivans Island$4077K Sheldon$2196K Kiawah Island$2037K Isle of Palms$1575K Sunset$1290K Folly Beach$1009K Seabrook Island$976K Mount Pleasant$856K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro →

CLOVER, SC