The median home in Columbia, South Carolina is valued at $224,287, up 1.2% year over year. Typical monthly rent is $1,457, producing a price-to-rent ratio of 12.8x — below the national average of 18x. Columbia is part of the Columbia, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$224,287

+1.2%

Rent$1,457/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Columbia.

Income (annual)

Down Payment

$44,857 on $224,287

Example: $75,000 household income. Change it above to see your own.

Affordable22.5% of income

Under the 28% guideline.

PITI$1,407

P/I22.5%

Afford$279K

Room+$55K

P&I $1,134Tax $107Ins $167

Buying $50/mo cheaper ($1,457 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Columbia with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Columbia, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Columbia, SC metro.

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