The median home in Cowpens, South Carolina is valued at $196,071, up 0.4% year over year. Cowpens is part of the Gaffney, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$196,071

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Cowpens.

Income (annual)

Down Payment

$39,214 on $196,071

Example: $75,000 household income. Change it above to see your own.

Affordable20% of income

Under the 28% guideline.

PITI$1,251

P/I20%

Afford$274K

Room+$78K

P&I $991Tax $93Ins $167

6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Cowpens with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Gaffney, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gaffney, SC metro.

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Cowpens, SC