The median home in Elgin, South Carolina is valued at $292,407, up 1.4% year over year. Typical monthly rent is $1,693, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Elgin is part of the Columbia, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Columbia, SC stress score, crash risk, and 12-month forecast →
Home Value$292,407
+1.4%
Rent$1,693/mo
AFFORDABILITYRenting $91/mo cheaper ($1,693 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.
Enter your income for Elgin.
$58,481 on $292,407
Stretch — 28.5% of income
Above 28% but manageable with cuts.
PITI$1,784
P/I28.5%
Afford$287K
Gap-$6K
P&I $1,479Tax $139Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in South Carolina
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Full Columbia, SC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Columbia, SC metro.
View Columbia, SC metro →