The median home in Fort Mill, South Carolina is valued at $519,256, down 1.1% year over year. Typical monthly rent is $1,690, producing a price-to-rent ratio of 25.6x — well above the national average of 18x. Fort Mill is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$519,256

-1.1%

Rent$1,690/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$103,851 on $519,256

Example: $75,000 household income. Change it above to see your own.

Out of reach48.6% of income

Need $130,243/yr to afford.

PITI$3,039

P/I48.6%

Afford$299K

Gap-$220K

P&I $2,626Tax $247Ins $167

Renting $1,349/mo cheaper ($1,690 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Fort Mill with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

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Fort Mill, SC