The median home in Fort Mill, South Carolina is valued at $519,256, down 1.1% year over year. Typical monthly rent is $1,690, producing a price-to-rent ratio of 25.6x — well above the national average of 18x. Fort Mill is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Charlotte-Concord-Gastonia, NC-SC stress score, crash risk, and 12-month forecast →

Home Value$519,256

-1.1%

Rent$1,690/mo

AFFORDABILITY

Enter your income for Fort Mill.

Income (annual)

Down Payment

$103,851 on $519,256

Out of reach — 48.6% of income

Need $130,243/yr to afford.

PITI$3,039

P/I48.6%

Afford$299K

Gap-$220K

P&I $2,626Tax $247Ins $167

Renting $1,349/mo cheaper ($1,690 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Fort Mill with other housing markets across South Carolina.

Sullivans Island$4077K Sheldon$2196K Kiawah Island$2037K Isle of Palms$1575K Sunset$1290K Folly Beach$1009K Seabrook Island$976K Mount Pleasant$856K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro →

FORT MILL, SC