The median home in Gaffney, South Carolina is valued at $175,326, down 5.1% year over year. Typical monthly rent is $997, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Gaffney is part of the Gaffney, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$175,326
-5.1%
Rent$997/mo
AFFORDABILITYRenting $139/mo cheaper ($997 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.
Enter your income for Gaffney.
$35,065 on $175,326
Affordable — 18.2% of income
Under the 28% guideline.
PITI$1,136
P/I18.2%
Afford$270K
Room+$95K
P&I $887Tax $83Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Gaffney, SC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gaffney, SC metro.
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