The median home in Gaffney, South Carolina is valued at $175,326, down 5.1% year over year. Typical monthly rent is $997, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Gaffney is part of the Gaffney, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$175,326

-5.1%

Rent$997/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$35,065 on $175,326

Example: $75,000 household income. Change it above to see your own.

Affordable18.2% of income

Under the 28% guideline.

PITI$1,136

P/I18.2%

Afford$270K

Room+$95K

P&I $887Tax $83Ins $167

Renting $139/mo cheaper ($997 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Gaffney with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Gaffney, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gaffney, SC metro.

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