The median home in Hilton Head Island, South Carolina is valued at $772,829, up 2.7% year over year. Typical monthly rent is $2,733, producing a price-to-rent ratio of 23.6x — well above the national average of 18x. Hilton Head Island is part of the Hilton Head Island-Bluffton, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$772,829

+2.7%

Rent$2,733/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Hilton Head Island.

Income (annual)

Down Payment

$154,566 on $772,829

Example: $75,000 household income. Change it above to see your own.

Out of reach71.1% of income

Need $190,371/yr to afford.

PITI$4,442

P/I71.1%

Afford$304K

Gap-$468K

P&I $3,908Tax $367Ins $167

Renting $1,709/mo cheaper ($2,733 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Hilton Head Island with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Hilton Head Island-Bluffton, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilton Head Island-Bluffton, SC metro.

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Hilton Head Island, SC