The median home in Lancaster, South Carolina is valued at $279,158, down 3.6% year over year. Typical monthly rent is $1,358, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Lancaster is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$279,158

-3.6%

Rent$1,358/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$55,832 on $279,158

Example: $75,000 household income. Change it above to see your own.

Affordable27.4% of income

Under the 28% guideline.

PITI$1,711

P/I27.4%

Afford$286K

Room+$6K

P&I $1,412Tax $133Ins $167

Renting $353/mo cheaper ($1,358 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Lancaster with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

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Lancaster, SC