The median home in Lugoff, South Carolina is valued at $255,875, up 2.6% year over year. Typical monthly rent is $1,849, producing a price-to-rent ratio of 11.5x — below the national average of 18x. Lugoff is part of the Columbia, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$255,875

+2.6%

Rent$1,849/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Lugoff.

Income (annual)

Down Payment

$51,175 on $255,875

Example: $75,000 household income. Change it above to see your own.

Affordable25.3% of income

Under the 28% guideline.

PITI$1,582

P/I25.3%

Afford$283K

Room+$27K

P&I $1,294Tax $122Ins $167

Buying $267/mo cheaper ($1,849 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Lugoff with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Columbia, SC analysis

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Lugoff, SC