Median home value: $311K (-3.8% YoY). Part of Hilton Head Island-Bluffton, SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Hilton Head Island-Bluffton, SC metro page.
Home Value$311,262
-3.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + SC ins. 28% per HUD.
Enter your income for Ridgeland.
$62,252 on $311,262
Stretch — 28.9% of income
Above 28% but manageable with cuts.
PITI$1,807
P/I28.9%
Afford$301K
Gap-$10K
P&I $1,493Tax $148Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing