Median home value: $320K (-2.5% YoY). Rent: $1,548/mo. Price-to-rent: 17.2x. Part of Charlotte-Concord-Gastonia, NC-SC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlotte-Concord-Gastonia, NC-SC metro page.
Home Value$320,385
-2.5%
Rent$1,548/mo
AFFORDABILITYRenting $308/mo cheaper ($1,548 rent)6.00% 30yr, 20% down, county tax + SC ins. 28% per HUD.
Enter your income for Rock Hill.
$64,077 on $320,385
Stretch — 29.7% of income
Above 28% but manageable with cuts.
PITI$1,856
P/I29.7%
Afford$302K
Gap-$18K
P&I $1,537Tax $152Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing