The median home in Rock Hill, South Carolina is valued at $320,385, down 2.5% year over year. Typical monthly rent is $1,548, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Rock Hill is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Charlotte-Concord-Gastonia, NC-SC stress score, crash risk, and 12-month forecast →

Home Value$320,385

-2.5%

Rent$1,548/mo

AFFORDABILITY

Enter your income for Rock Hill.

Income (annual)

Down Payment

$64,077 on $320,385

Stretch — 31% of income

Above 28% but manageable with cuts.

PITI$1,939

P/I31%

Afford$289K

Gap-$31K

P&I $1,620Tax $152Ins $167

Renting $391/mo cheaper ($1,548 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Rock Hill with other housing markets across South Carolina.

Sullivans Island$4077K Sheldon$2196K Kiawah Island$2037K Isle of Palms$1575K Sunset$1290K Folly Beach$1009K Seabrook Island$976K Mount Pleasant$856K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro →

ROCK HILL, SC