The median home in Rock Hill, South Carolina is valued at $320,385, down 2.5% year over year. Typical monthly rent is $1,548, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Rock Hill is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$320,385

-2.5%

Rent$1,548/mo

Prices falling — better for buyers.

Affordability

Enter your income for Rock Hill.

Income (annual)

Down Payment

$64,077 on $320,385

Example: $75,000 household income. Change it above to see your own.

Stretch31% of income

Above 28% but manageable with cuts.

PITI$1,939

P/I31%

Afford$289K

Gap-$31K

P&I $1,620Tax $152Ins $167

Renting $391/mo cheaper ($1,548 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Rock Hill with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Charlotte-Concord-Gastonia, NC-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlotte-Concord-Gastonia, NC-SC metro.

View Charlotte-Concord-Gastonia, NC-SC metro

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Rock Hill, SC