The median home in Saint Stephen, South Carolina is valued at $201,088, down 0.4% year over year. Saint Stephen is part of the Charleston-North Charleston, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$201,088

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for Saint Stephen.

Income (annual)

Down Payment

$40,218 on $201,088

Example: $75,000 household income. Change it above to see your own.

Affordable20.5% of income

Under the 28% guideline.

PITI$1,279

P/I20.5%

Afford$275K

Room+$74K

P&I $1,017Tax $96Ins $167

6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Saint Stephen with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Charleston-North Charleston, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston-North Charleston, SC metro.

View Charleston-North Charleston, SC metro

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Saint Stephen, SC