The median home in Seneca, South Carolina is valued at $295,470, up 1.6% year over year. Typical monthly rent is $1,493, producing a price-to-rent ratio of 16.5x — near the national average of 18x. Seneca is part of the Seneca, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Seneca, SC stress score, crash risk, and 12-month forecast →

Home Value$295,470

+1.6%

Rent$1,493/mo

AFFORDABILITY

Enter your income for Seneca.

Income (annual)

Down Payment

$59,094 on $295,470

Stretch — 28.8% of income

Above 28% but manageable with cuts.

PITI$1,801

P/I28.8%

Afford$287K

Gap-$8K

P&I $1,494Tax $140Ins $167

Renting $308/mo cheaper ($1,493 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Seneca with other housing markets across South Carolina.

Sullivans Island$4077K Sheldon$2196K Kiawah Island$2037K Isle of Palms$1575K Sunset$1290K Folly Beach$1009K Seabrook Island$976K Mount Pleasant$856K

Full Seneca, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Seneca, SC metro.

View Seneca, SC metro →

SENECA, SC