The median home in Spartanburg, South Carolina is valued at $228,602, up 1.9% year over year. Typical monthly rent is $1,302, producing a price-to-rent ratio of 14.6x — below the national average of 18x. Spartanburg is part of the Spartanburg, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$228,602

+1.9%

Rent$1,302/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Spartanburg.

Income (annual)

Down Payment

$45,720 on $228,602

Example: $75,000 household income. Change it above to see your own.

Affordable22.9% of income

Under the 28% guideline.

PITI$1,431

P/I22.9%

Afford$280K

Room+$51K

P&I $1,156Tax $109Ins $167

Renting $129/mo cheaper ($1,302 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Spartanburg with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Spartanburg, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spartanburg, SC metro.

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