The median home in Summerville, South Carolina is valued at $375,346, down 1.0% year over year. Typical monthly rent is $1,796, producing a price-to-rent ratio of 17.4x — near the national average of 18x. Summerville is part of the Charleston-North Charleston, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$375,346
-1.0%
Rent$1,796/mo
AFFORDABILITYRenting $447/mo cheaper ($1,796 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.
Enter your income for Summerville.
$75,069 on $375,346
Stretch — 35.9% of income
Above 28% but manageable with cuts.
PITI$2,243
P/I35.9%
Afford$293K
Gap-$82K
P&I $1,898Tax $178Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in South Carolina
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Full Charleston-North Charleston, SC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston-North Charleston, SC metro.
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