The median home in Summerville, South Carolina is valued at $375,346, down 1.0% year over year. Typical monthly rent is $1,796, producing a price-to-rent ratio of 17.4x — near the national average of 18x. Summerville is part of the Charleston-North Charleston, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$375,346

-1.0%

Rent$1,796/mo

Prices falling — better for buyers.

Affordability

Enter your income for Summerville.

Income (annual)

Down Payment

$75,069 on $375,346

Example: $75,000 household income. Change it above to see your own.

Stretch35.9% of income

Above 28% but manageable with cuts.

PITI$2,243

P/I35.9%

Afford$293K

Gap-$82K

P&I $1,898Tax $178Ins $167

Renting $447/mo cheaper ($1,796 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Summerville with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Charleston-North Charleston, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charleston-North Charleston, SC metro.

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Summerville, SC