The median home in Sumter, South Carolina is valued at $207,405, down 0.6% year over year. Typical monthly rent is $1,462, producing a price-to-rent ratio of 11.8x — below the national average of 18x. Sumter is part of the Sumter, SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$207,405

-0.6%

Rent$1,462/mo

Prices falling — better for buyers.

Affordability

Enter your income for Sumter.

Income (annual)

Down Payment

$41,481 on $207,405

Example: $75,000 household income. Change it above to see your own.

Affordable21% of income

Under the 28% guideline.

PITI$1,314

P/I21%

Afford$276K

Room+$69K

P&I $1,049Tax $99Ins $167

Buying $148/mo cheaper ($1,462 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Sumter with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Sumter, SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sumter, SC metro.

View Sumter, SC metro

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