The median home in Surfside Beach, South Carolina is valued at $348,798, down 2.3% year over year. Typical monthly rent is $1,659, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Surfside Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$348,798

-2.3%

Rent$1,659/mo

Prices falling — better for buyers.

Affordability

Enter your income for Surfside Beach.

Income (annual)

Down Payment

$69,760 on $348,798

Example: $75,000 household income. Change it above to see your own.

Stretch33.5% of income

Above 28% but manageable with cuts.

PITI$2,096

P/I33.5%

Afford$291K

Gap-$58K

P&I $1,764Tax $166Ins $167

Renting $437/mo cheaper ($1,659 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Surfside Beach with other housing markets across South Carolina.

Sullivans Island$4.08M Sheldon$2.2M Kiawah Island$2.04M Isle of Palms$1.58M Sunset$1.29M Folly Beach$1.01M Seabrook Island$976K Mount Pleasant$856K

Full Myrtle Beach-Conway-North Myrtle Beach, SC-NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro.

View Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro

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Surfside Beach, SC