The median home in Surfside Beach, South Carolina is valued at $348,798, down 2.3% year over year. Typical monthly rent is $1,659, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Surfside Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Myrtle Beach-Conway-North Myrtle Beach, SC-NC stress score, crash risk, and 12-month forecast →

Home Value$348,798

-2.3%

Rent$1,659/mo

AFFORDABILITY

Enter your income for Surfside Beach.

Income (annual)

Down Payment

$69,760 on $348,798

Stretch — 33.5% of income

Above 28% but manageable with cuts.

PITI$2,096

P/I33.5%

Afford$291K

Gap-$58K

P&I $1,764Tax $166Ins $167

Renting $437/mo cheaper ($1,659 rent)6.50% 30yr, 20% down, county tax + SC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Carolina

Compare Surfside Beach with other housing markets across South Carolina.

Sullivans Island$4077K Sheldon$2196K Kiawah Island$2037K Isle of Palms$1575K Sunset$1290K Folly Beach$1009K Seabrook Island$976K Mount Pleasant$856K

Full Myrtle Beach-Conway-North Myrtle Beach, SC-NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro.

View Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro →

SURFSIDE BEACH, SC