The median home in Athens, Texas is valued at $248,446, up 0.4% year over year. Typical monthly rent is $1,002, producing a price-to-rent ratio of 20.7x — well above the national average of 18x. Athens is part of the Athens, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$248,446

+0.4%

Rent$1,002/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Athens.

Income (annual)

Down Payment

$49,689 on $248,446

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,879

P/I30.1%

Afford$231K

Gap-$17K

P&I $1,256Tax $373Ins $250

Renting $877/mo cheaper ($1,002 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Athens with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Athens, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Athens, TX metro.

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