The median home in Athens, Texas is valued at $248,446, up 0.4% year over year. Typical monthly rent is $1,002, producing a price-to-rent ratio of 20.7x — well above the national average of 18x. Athens is part of the Athens, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$248,446
+0.4%
Rent$1,002/mo
AFFORDABILITYRenting $877/mo cheaper ($1,002 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Athens.
$49,689 on $248,446
Stretch — 30.1% of income
Above 28% but manageable with cuts.
PITI$1,879
P/I30.1%
Afford$231K
Gap-$17K
P&I $1,256Tax $373Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Athens, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Athens, TX metro.
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