The median home in Austin, Texas is valued at $494,727, down 6.1% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 27x — well above the national average of 18x. Austin is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$494,727

-6.1%

Rent$1,526/mo

Prices falling — better for buyers.

Affordability

Enter your income for Austin.

Income (annual)

Down Payment

$98,945 on $494,727

Example: $75,000 household income. Change it above to see your own.

Out of reach55.9% of income

Need $149,743/yr to afford.

PITI$3,494

P/I55.9%

Afford$248K

Gap-$247K

P&I $2,502Tax $742Ins $250

Renting $1,968/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Austin with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Austin-Round Rock-Georgetown, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.

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Austin, TX