The median home in Austin, Texas is valued at $494,727, down 6.1% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 27x — well above the national average of 18x. Austin is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Austin-Round Rock-Georgetown, TX stress score, crash risk, and 12-month forecast →
Home Value$494,727
-6.1%
Rent$1,526/mo
AFFORDABILITYRenting $1,968/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Austin.
$98,945 on $494,727
Out of reach — 55.9% of income
Need $149,743/yr to afford.
PITI$3,494
P/I55.9%
Afford$248K
Gap-$247K
P&I $2,502Tax $742Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
Compare Austin with other housing markets across Texas.
Full Austin-Round Rock-Georgetown, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.
View Austin-Round Rock-Georgetown, TX metro →