The median home in Baytown, Texas is valued at $242,476, down 0.1% year over year. Typical monthly rent is $1,524, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Baytown is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$242,476
-0.1%
Rent$1,524/mo
AFFORDABILITYRenting $316/mo cheaper ($1,524 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Baytown.
$48,495 on $242,476
Stretch — 29.4% of income
Above 28% but manageable with cuts.
PITI$1,840
P/I29.4%
Afford$231K
Gap-$12K
P&I $1,226Tax $364Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full Houston-The Woodlands-Sugar Land, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.
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