The median home in Belton, Texas is valued at $309,835, down 2.6% year over year. Typical monthly rent is $1,641, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Belton is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$309,835
-2.6%
Rent$1,641/mo
AFFORDABILITYRenting $640/mo cheaper ($1,641 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Belton.
$61,967 on $309,835
Out of reach — 36.5% of income
Need $97,757/yr to afford.
PITI$2,281
P/I36.5%
Afford$238K
Gap-$72K
P&I $1,567Tax $465Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full Killeen-Temple, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.
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