The median home in Belton, Texas is valued at $309,835, down 2.6% year over year. Typical monthly rent is $1,641, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Belton is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$309,835

-2.6%

Rent$1,641/mo

Prices falling — better for buyers.

Affordability

Enter your income for Belton.

Income (annual)

Down Payment

$61,967 on $309,835

Example: $75,000 household income. Change it above to see your own.

Out of reach36.5% of income

Need $97,757/yr to afford.

PITI$2,281

P/I36.5%

Afford$238K

Gap-$72K

P&I $1,567Tax $465Ins $250

Renting $640/mo cheaper ($1,641 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Belton with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Killeen-Temple, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.

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Belton, TX