The median home in Bertram, Texas is valued at $403,621, down 2.6% year over year. Typical monthly rent is $1,625, producing a price-to-rent ratio of 20.7x — well above the national average of 18x.
Home Value$403,621
-2.6%
Rent$1,625/mo
AFFORDABILITYRenting $1,271/mo cheaper ($1,625 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Bertram.
$80,724 on $403,621
Out of reach — 46.3% of income
Need $124,114/yr to afford.
PITI$2,896
P/I46.3%
Afford$244K
Gap-$160K
P&I $2,041Tax $605Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
Compare Bertram with other housing markets across Texas.