The median home in Bonham, Texas is valued at $220,374, down 1.4% year over year. Typical monthly rent is $1,393, producing a price-to-rent ratio of 13.2x — below the national average of 18x. Bonham is part of the Bonham, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$220,374

-1.4%

Rent$1,393/mo

Prices falling — better for buyers.

Affordability

Enter your income for Bonham.

Income (annual)

Down Payment

$44,075 on $220,374

Example: $75,000 household income. Change it above to see your own.

Affordable27.1% of income

Under the 28% guideline.

PITI$1,695

P/I27.1%

Afford$228K

Room+$7K

P&I $1,114Tax $331Ins $250

Renting $302/mo cheaper ($1,393 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Bonham with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Bonham, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bonham, TX metro.

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