The median home in Commerce, Texas is valued at $207,025, down 6.6% year over year. Typical monthly rent is $1,016, producing a price-to-rent ratio of 17x — near the national average of 18x. Commerce is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$207,025

-6.6%

Rent$1,016/mo

Prices falling — better for buyers.

Affordability

Enter your income for Commerce.

Income (annual)

Down Payment

$41,405 on $207,025

Example: $75,000 household income. Change it above to see your own.

Affordable25.7% of income

Under the 28% guideline.

PITI$1,607

P/I25.7%

Afford$225K

Room+$18K

P&I $1,047Tax $311Ins $250

Renting $591/mo cheaper ($1,016 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Commerce with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

View Dallas-Fort Worth-Arlington, TX metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Commerce, TX