Median home value: $272K (-4.7% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$271,997
-4.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Cottonwood Shores.
$54,399 on $271,997
Stretch — 31.4% of income
Above 28% but manageable with cuts.
PITI$1,963
P/I31.4%
Afford$242K
Gap-$30K
P&I $1,305Tax $408Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing