City

COTTONWOOD SHORES, TX

The median home in Cottonwood Shores, Texas is valued at $271,997, down 4.7% year over year.

Home Value$271,997
-4.7%
AFFORDABILITY

Enter your income for Cottonwood Shores.

$54,399 on $271,997
Stretch — 32.5% of income

Above 28% but manageable with cuts.

PITI$2,033
P/I32.5%
Afford$234K
Gap-$38K
P&I $1,375Tax $408Ins $250
6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing