The median home in Decatur, Texas is valued at $426,380, down 1.3% year over year. Typical monthly rent is $1,410, producing a price-to-rent ratio of 25.2x — well above the national average of 18x. Decatur is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$426,380

-1.3%

Rent$1,410/mo

AFFORDABILITY

Enter your income for Decatur.

Income (annual)

Down Payment

$85,276 on $426,380

Out of reach — 48.7% of income

Need $130,543/yr to afford.

PITI$3,046

P/I48.7%

Afford$245K

Gap-$181K

P&I $2,156Tax $640Ins $250

Renting $1,636/mo cheaper ($1,410 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Decatur with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

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DECATUR, TX