The median home in Desoto, Texas is valued at $315,464, down 3.2% year over year. Typical monthly rent is $1,918, producing a price-to-rent ratio of 13.7x — below the national average of 18x. Desoto is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$315,464

-3.2%

Rent$1,918/mo

AFFORDABILITY

Enter your income for Desoto.

Income (annual)

Down Payment

$63,093 on $315,464

Out of reach — 37.1% of income

Need $99,343/yr to afford.

PITI$2,318

P/I37.1%

Afford$238K

Gap-$77K

P&I $1,595Tax $473Ins $250

Renting $400/mo cheaper ($1,918 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Desoto with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

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DESOTO, TX