The median home in El Paso, Texas is valued at $229,877, up 0.9% year over year. Typical monthly rent is $1,479, producing a price-to-rent ratio of 13x — below the national average of 18x. El Paso is part of the El Paso, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$229,877
+0.9%
Rent$1,479/mo
AFFORDABILITYRenting $278/mo cheaper ($1,479 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for El Paso.
$45,975 on $229,877
Stretch — 28.1% of income
Above 28% but manageable with cuts.
PITI$1,757
P/I28.1%
Afford$229K
Gap-$1K
P&I $1,162Tax $345Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full El Paso, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Paso, TX metro.
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