The median home in El Paso, Texas is valued at $229,877, up 0.9% year over year. Typical monthly rent is $1,479, producing a price-to-rent ratio of 13x — below the national average of 18x. El Paso is part of the El Paso, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$229,877

+0.9%

Rent$1,479/mo

Prices rising — worse for buyers.

Affordability

Enter your income for El Paso.

Income (annual)

Down Payment

$45,975 on $229,877

Example: $75,000 household income. Change it above to see your own.

Stretch28.1% of income

Above 28% but manageable with cuts.

PITI$1,757

P/I28.1%

Afford$229K

Gap-$916

P&I $1,162Tax $345Ins $250

Renting $278/mo cheaper ($1,479 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare El Paso with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full El Paso, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Paso, TX metro.

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