The median home in Electra, Texas is valued at $71,559, down 15.8% year over year. Electra is part of the Vernon, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$71,559

-15.8%

Prices falling — better for buyers.

Affordability

Enter your income for Electra.

Income (annual)

Down Payment

$14,312 on $71,559

Example: $75,000 household income. Change it above to see your own.

Affordable11.5% of income

Under the 28% guideline.

PITI$719

P/I11.5%

Afford$174K

Room+$103K

P&I $362Tax $107Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Electra with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Vernon, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Vernon, TX metro.

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Electra, TX