City

ELECTRA, TX

Vernon, TX

Median home value: $72K (-15.8% YoY). Part of Vernon, TX.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Vernon, TX metro page.

Home Value$71,559
-15.8%
AFFORDABILITY

Enter your income for Electra.

$14,312 on $71,559
Affordable — 11.2% of income

Under the 28% guideline.

PITI$701
P/I11.2%
Afford$179K
Room+$107K
P&I $343Tax $107Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Electra Housing Market | CrashWatch