The median home in Electra, Texas is valued at $71,559, down 15.8% year over year. Electra is part of the Vernon, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Vernon, TX stress score, crash risk, and 12-month forecast →

Home Value$71,559

-15.8%

AFFORDABILITY

Enter your income for Electra.

Income (annual)

Down Payment

$14,312 on $71,559

Affordable — 11.5% of income

Under the 28% guideline.

PITI$719

P/I11.5%

Afford$174K

Room+$103K

P&I $362Tax $107Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Electra with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Vernon, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Vernon, TX metro.

View Vernon, TX metro →

ELECTRA, TX