Median home value: $273K (-7.1% YoY). Rent: $1,706/mo. Price-to-rent: 13.4x. Part of Austin-Round Rock-Georgetown, TX.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Austin-Round Rock-Georgetown, TX metro page.
Home Value$273,373
-7.1%
Rent$1,706/mo
AFFORDABILITYRenting $265/mo cheaper ($1,706 rent)6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Elgin.
$54,675 on $273,373
Stretch — 31.5% of income
Above 28% but manageable with cuts.
PITI$1,971
P/I31.5%
Afford$243K
Gap-$31K
P&I $1,311Tax $410Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing