The median home in Elsa, Texas is valued at $136,512, down 0.3% year over year. Elsa is part of the McAllen-Edinburg-Mission, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$136,512

-0.3%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$27,302 on $136,512

Example: $75,000 household income. Change it above to see your own.

Affordable18.3% of income

Under the 28% guideline.

PITI$1,145

P/I18.3%

Afford$209K

Room+$72K

P&I $690Tax $205Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Elsa with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full McAllen-Edinburg-Mission, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the McAllen-Edinburg-Mission, TX metro.

View McAllen-Edinburg-Mission, TX metro

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Elsa, TX