The median home in Fredericksburg, Texas is valued at $503,212, down 3.3% year over year. Typical monthly rent is $1,908, producing a price-to-rent ratio of 22x — well above the national average of 18x. Fredericksburg is part of the Fredericksburg, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$503,212
-3.3%
Rent$1,908/mo
AFFORDABILITYRenting $1,641/mo cheaper ($1,908 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Fredericksburg.
$100,642 on $503,212
Out of reach — 56.8% of income
Need $152,100/yr to afford.
PITI$3,549
P/I56.8%
Afford$248K
Gap-$255K
P&I $2,545Tax $755Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Fredericksburg, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fredericksburg, TX metro.
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