The median home in Fredericksburg, Texas is valued at $503,212, down 3.3% year over year. Typical monthly rent is $1,908, producing a price-to-rent ratio of 22x — well above the national average of 18x. Fredericksburg is part of the Fredericksburg, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$503,212

-3.3%

Rent$1,908/mo

Prices falling — better for buyers.

Affordability

Enter your income for Fredericksburg.

Income (annual)

Down Payment

$100,642 on $503,212

Example: $75,000 household income. Change it above to see your own.

Out of reach56.8% of income

Need $152,100/yr to afford.

PITI$3,549

P/I56.8%

Afford$248K

Gap-$255K

P&I $2,545Tax $755Ins $250

Renting $1,641/mo cheaper ($1,908 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Fredericksburg with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Fredericksburg, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fredericksburg, TX metro.

View Fredericksburg, TX metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.