The median home in Gainesville, Texas is valued at $240,225, down 2.6% year over year. Gainesville is part of the Gainesville, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Gainesville, TX stress score, crash risk, and 12-month forecast →

Home Value$240,225

-2.6%

AFFORDABILITY

Enter your income for Gainesville.

Income (annual)

Down Payment

$48,045 on $240,225

Stretch — 29.2% of income

Above 28% but manageable with cuts.

PITI$1,825

P/I29.2%

Afford$230K

Gap-$10K

P&I $1,215Tax $360Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Gainesville with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Gainesville, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gainesville, TX metro.

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GAINESVILLE, TX