City

GAINESVILLE, TX

Gainesville, TX

Median home value: $240K (-2.6% YoY). Part of Gainesville, TX.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Gainesville, TX metro page.

Home Value$240,225
-2.6%
AFFORDABILITY

Enter your income for Gainesville.

$48,045 on $240,225
Stretch — 28.2% of income

Above 28% but manageable with cuts.

PITI$1,763
P/I28.2%
Afford$238K
Gap-$2K
P&I $1,152Tax $360Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Gainesville Housing Market | CrashWatch