The median home in Galveston, Texas is valued at $313,946, down 8.2% year over year. Typical monthly rent is $1,316, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Galveston is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$313,946

-8.2%

Rent$1,316/mo

Prices falling — better for buyers.

Affordability

Enter your income for Galveston.

Income (annual)

Down Payment

$62,789 on $313,946

Example: $75,000 household income. Change it above to see your own.

Out of reach36.9% of income

Need $98,914/yr to afford.

PITI$2,308

P/I36.9%

Afford$238K

Gap-$76K

P&I $1,587Tax $471Ins $250

Renting $992/mo cheaper ($1,316 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Galveston with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Houston-The Woodlands-Sugar Land, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.

View Houston-The Woodlands-Sugar Land, TX metro

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Galveston, TX