The median home in Galveston, Texas is valued at $313,946, down 8.2% year over year. Typical monthly rent is $1,316, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Galveston is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$313,946
-8.2%
Rent$1,316/mo
AFFORDABILITYRenting $992/mo cheaper ($1,316 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Galveston.
$62,789 on $313,946
Out of reach — 36.9% of income
Need $98,914/yr to afford.
PITI$2,308
P/I36.9%
Afford$238K
Gap-$76K
P&I $1,587Tax $471Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
Compare Galveston with other housing markets across Texas.
Full Houston-The Woodlands-Sugar Land, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.
View Houston-The Woodlands-Sugar Land, TX metro →