The median home in Garland, Texas is valued at $280,622, down 6.0% year over year. Typical monthly rent is $1,567, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Garland is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$280,622

-6.0%

Rent$1,567/mo

AFFORDABILITY

Enter your income for Garland.

Income (annual)

Down Payment

$56,124 on $280,622

Stretch — 33.4% of income

Above 28% but manageable with cuts.

PITI$2,090

P/I33.4%

Afford$235K

Gap-$46K

P&I $1,419Tax $421Ins $250

Renting $523/mo cheaper ($1,567 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Garland with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

View Dallas-Fort Worth-Arlington, TX metro →

GARLAND, TX