The median home in Garland, Texas is valued at $280,622, down 6.0% year over year. Typical monthly rent is $1,567, producing a price-to-rent ratio of 14.9x — below the national average of 18x. Garland is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$280,622

-6.0%

Rent$1,567/mo

Prices falling — better for buyers.

Affordability

Enter your income for Garland.

Income (annual)

Down Payment

$56,124 on $280,622

Example: $75,000 household income. Change it above to see your own.

Stretch33.4% of income

Above 28% but manageable with cuts.

PITI$2,090

P/I33.4%

Afford$235K

Gap-$46K

P&I $1,419Tax $421Ins $250

Renting $523/mo cheaper ($1,567 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Garland with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

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Garland, TX