The median home in Gatesville, Texas is valued at $232,990, up 1.9% year over year. Typical monthly rent is $1,217, producing a price-to-rent ratio of 16x — near the national average of 18x. Gatesville is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Killeen-Temple, TX stress score, crash risk, and 12-month forecast →

Home Value$232,990

+1.9%

Rent$1,217/mo

AFFORDABILITY

Enter your income for Gatesville.

Income (annual)

Down Payment

$46,598 on $232,990

Stretch — 28.4% of income

Above 28% but manageable with cuts.

PITI$1,778

P/I28.4%

Afford$229K

Gap-$4K

P&I $1,178Tax $349Ins $250

Renting $561/mo cheaper ($1,217 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Gatesville with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Killeen-Temple, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.

View Killeen-Temple, TX metro →

GATESVILLE, TX