The median home in Georgetown, Texas is valued at $423,585, down 4.2% year over year. Typical monthly rent is $1,598, producing a price-to-rent ratio of 22.1x — well above the national average of 18x. Georgetown is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$423,585

-4.2%

Rent$1,598/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$84,717 on $423,585

Example: $75,000 household income. Change it above to see your own.

Out of reach48.4% of income

Need $129,729/yr to afford.

PITI$3,027

P/I48.4%

Afford$245K

Gap-$179K

P&I $2,142Tax $635Ins $250

Renting $1,429/mo cheaper ($1,598 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Georgetown with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Austin-Round Rock-Georgetown, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.

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