The median home in Harker Heights, Texas is valued at $293,648, up 0.0% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 16x — near the national average of 18x. Harker Heights is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Killeen-Temple, TX stress score, crash risk, and 12-month forecast →
Home Value$293,648
+0.0%
Rent$1,526/mo
AFFORDABILITYRenting $649/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Harker Heights.
$58,730 on $293,648
Stretch — 34.8% of income
Above 28% but manageable with cuts.
PITI$2,175
P/I34.8%
Afford$236K
Gap-$57K
P&I $1,485Tax $440Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full Killeen-Temple, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.
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