The median home in Harker Heights, Texas is valued at $293,648, up 0.0% year over year. Typical monthly rent is $1,526, producing a price-to-rent ratio of 16x — near the national average of 18x. Harker Heights is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$293,648

+0.0%

Rent$1,526/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Harker Heights.

Income (annual)

Down Payment

$58,730 on $293,648

Example: $75,000 household income. Change it above to see your own.

Stretch34.8% of income

Above 28% but manageable with cuts.

PITI$2,175

P/I34.8%

Afford$236K

Gap-$57K

P&I $1,485Tax $440Ins $250

Renting $649/mo cheaper ($1,526 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Harker Heights with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Killeen-Temple, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.

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Harker Heights, TX