The median home in Harper, Texas is valued at $402,837, down 2.9% year over year. Harper is part of the Fredericksburg, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Fredericksburg, TX stress score, crash risk, and 12-month forecast →

Home Value$402,837

-2.9%

AFFORDABILITY

Enter your income for Harper.

Income (annual)

Down Payment

$80,567 on $402,837

Out of reach — 46.3% of income

Need $123,900/yr to afford.

PITI$2,891

P/I46.3%

Afford$244K

Gap-$159K

P&I $2,037Tax $604Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Harper with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Fredericksburg, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fredericksburg, TX metro.

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HARPER, TX