The median home in Houston, Texas is valued at $260,149, down 3.0% year over year. Typical monthly rent is $1,527, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Houston is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$260,149

-3.0%

Rent$1,527/mo

Prices falling — better for buyers.

Affordability

Enter your income for Houston.

Income (annual)

Down Payment

$52,030 on $260,149

Example: $75,000 household income. Change it above to see your own.

Stretch31.3% of income

Above 28% but manageable with cuts.

PITI$1,956

P/I31.3%

Afford$233K

Gap-$27K

P&I $1,315Tax $390Ins $250

Renting $429/mo cheaper ($1,527 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Houston with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Houston-The Woodlands-Sugar Land, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.

View Houston-The Woodlands-Sugar Land, TX metro

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Houston, TX