The median home in Houston, Texas is valued at $260,149, down 3.0% year over year. Typical monthly rent is $1,527, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Houston is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Houston-The Woodlands-Sugar Land, TX stress score, crash risk, and 12-month forecast →
Home Value$260,149
-3.0%
Rent$1,527/mo
AFFORDABILITYRenting $429/mo cheaper ($1,527 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Houston.
$52,030 on $260,149
Stretch — 31.3% of income
Above 28% but manageable with cuts.
PITI$1,956
P/I31.3%
Afford$233K
Gap-$27K
P&I $1,315Tax $390Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full Houston-The Woodlands-Sugar Land, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.
View Houston-The Woodlands-Sugar Land, TX metro →