The median home in Katy, Texas is valued at $333,566, down 3.3% year over year. Typical monthly rent is $1,925, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Katy is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$333,566

-3.3%

Rent$1,925/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$66,713 on $333,566

Example: $75,000 household income. Change it above to see your own.

Out of reach39% of income

Need $104,443/yr to afford.

PITI$2,437

P/I39%

Afford$240K

Gap-$94K

P&I $1,687Tax $500Ins $250

Renting $512/mo cheaper ($1,925 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Katy with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Houston-The Woodlands-Sugar Land, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.

View Houston-The Woodlands-Sugar Land, TX metro

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Katy, TX