The median home in Katy, Texas is valued at $333,566, down 3.3% year over year. Typical monthly rent is $1,925, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Katy is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$333,566
-3.3%
Rent$1,925/mo
AFFORDABILITYRenting $512/mo cheaper ($1,925 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Katy.
$66,713 on $333,566
Out of reach — 39% of income
Need $104,443/yr to afford.
PITI$2,437
P/I39%
Afford$240K
Gap-$94K
P&I $1,687Tax $500Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full Houston-The Woodlands-Sugar Land, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.
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