The median home in Kemp, Texas is valued at $257,612, down 3.7% year over year. Typical monthly rent is $1,150, producing a price-to-rent ratio of 18.7x — near the national average of 18x. Kemp is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$257,612

-3.7%

Rent$1,150/mo

AFFORDABILITY

Enter your income for Kemp.

Income (annual)

Down Payment

$51,522 on $257,612

Stretch — 31% of income

Above 28% but manageable with cuts.

PITI$1,939

P/I31%

Afford$233K

Gap-$25K

P&I $1,303Tax $386Ins $250

Renting $789/mo cheaper ($1,150 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Kemp with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

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KEMP, TX