The median home in Kempner, Texas is valued at $356,348, down 0.7% year over year. Kempner is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$356,348

-0.7%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$71,270 on $356,348

Example: $75,000 household income. Change it above to see your own.

Out of reach41.4% of income

Need $110,829/yr to afford.

PITI$2,586

P/I41.4%

Afford$241K

Gap-$115K

P&I $1,802Tax $535Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Kempner with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Killeen-Temple, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.

View Killeen-Temple, TX metro

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Kempner, TX