The median home in Lago Vista, Texas is valued at $395,185, down 6.2% year over year. Typical monthly rent is $1,912, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Lago Vista is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$395,185

-6.2%

Rent$1,912/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$79,037 on $395,185

Example: $75,000 household income. Change it above to see your own.

Out of reach45.5% of income

Need $121,757/yr to afford.

PITI$2,841

P/I45.5%

Afford$243K

Gap-$152K

P&I $1,998Tax $593Ins $250

Renting $929/mo cheaper ($1,912 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Lago Vista with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Austin-Round Rock-Georgetown, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.

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Lago Vista, TX