The median home in Lago Vista, Texas is valued at $395,185, down 6.2% year over year. Typical monthly rent is $1,912, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Lago Vista is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$395,185
-6.2%
Rent$1,912/mo
AFFORDABILITYRenting $929/mo cheaper ($1,912 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Lago Vista.
$79,037 on $395,185
Out of reach — 45.5% of income
Need $121,757/yr to afford.
PITI$2,841
P/I45.5%
Afford$243K
Gap-$152K
P&I $1,998Tax $593Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Austin-Round Rock-Georgetown, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.
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